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When we want to buy a home most of us will be looking for a mortgage. This will allow us to borrow the money that we need in order to own the house. However, most mortgages require a deposit. The deposit is normally a percentage of the cost of the house. The lender will want this not only to protect them against house price falls in the event of the repossessing and having to resell, so they know there are more likely to get all of their money back but to show that you are capable of saving money.There is also a big advantage to the borrowers as well, in that they will not have to borrow so much and therefore the loan will not be so expensive.
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Many of us will have accredit card and some of us may have more than one. Although having credit cards can have advantages there are also risks. It is worth understanding these and then you can make up your mind whether a credit card is right for you and whether you should consider having more than one.
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Jermaine N.
May 13, 2018
Well kept grade II listed building with a great history attached. Read the plaque which I've posted a photo of. The facade is beautiful. Even more so at night or an atmospheric night with snow or moody weather. Worth a peak if your nearby. There's also a statue of Winston Churchill outside the house. Redbridge was his borough.